Melisa Gagne's Blog
Want to get the sleek and stylish Scandinavian look in your new home? It’s much easier than you might think. And it doesn’t require buying all your furniture from Ikea. I’ve got a few tips for you to create a warm, welcoming home that could grace the pages of any home design magazine.
When attempting to recreate this look most go wrong by painting everything black and white. The real secret to this look, however, is in the details. Less is always more so a serious decluttering project will start you off on the right foot. And don’t think that the only way to recreate this look is to replace all your furniture. In fact, working with existing pieces will make the look feel more natural and unassuming.
You probably already know to reach for shades of grays, whites, and creams when choosing your color palette. But having some color is crucial. Blue is the perfect addition of color for this look especially for a sofa, some throw pillows or your kitchen table chairs. When adding other colors do so sparingly to really make a statement. For example, a yellow lamp in the kitchen, green chairs in the dining room or pink throw pillows on the couch.
To avoid a cold, sterile environment natural elements like wood, stone, and glass add warmth back into the room. Copper and gold accents also warm up a room while keeping a modern touch. Think a natural wood table top where the grain takes center stage or copper hardware that pops when placed against blacks and whites.
Give your space a welcoming homey feel by reaching for texture to create visual interest. Think furry pillows, woven textiles, and chunky knits. Monochrome artwork breaks up blank walls without looking out of place and furniture pieces are the main attraction. There’s no need for knick-knacks here, in fact, they’re best donated or stored away. To stay true to this look each piece you add to the room should have a function.
Another key to this look is lighting. During the day you want to let in as much of it as you can. While curtains and blinds are often skipped altogether pleated and roman blinds maintain privacy and a clean look. When choosing curtains stick to your neutral palette and avoid prints or dramatic drapery. For the night you can create perfect ambiance with string lights and paper lanterns. As a bonus, a paper lantern floor lamp pulls double duty by adding natural texture to the room.
The sleek clean lines of Scandinavian design, especially those you see in catalogs, can seem impossible to replicate. At least not without replacing everything you own. But the truth is it is easily achievable to recreate with your existing furniture. With a little creativity, a few cans of paint and a lot of decluttering you’ll have a cozy, modern home before you know it.
What Is A Foreclosure?
A foreclosure is what happens when a property owner cannot make the required monthly mortgage payments for the property loan. This lapse in payment leads to the property being seized and then sold by the bank to make up for the loan deficit.
During the process of foreclosure, the homeowner does have the opportunity to make the loan current and avoid giving up their property.
When mortgage payments have been missed for 3-6 months, the lender will order what is called a Notice Of Default (NOD). This is the official notice that the homeowner is facing foreclosure. This notice begins the reinstatement period where the homeowner has the opportunity to make his account current. This period lasts up to about 5 days before the home is auctioned off.
If the defaulted loan is not corrected within 3 months, then a foreclosure state is established. At this point, a notice of sale will be given to the homeowner and it will also be posted on the property as an official document. The sale of the home is “advertised” in local news sources, typically over a three-week period.
Where The Sale Occurs
The sale of the foreclosed home usually occurs at the local county courthouse where the property is located. The details of the sale are located on the Notice Of Sale document. The sale is conducted as an auction in public, given to the highest bidder. A cash deposit must be made up front and the remainder of the price must typically be paid within 24 hours. The winner of the auction receives the deed to the property.
With a foreclosure auction, the opening bid is set by the lender. This starting number is usually equal to whatever the outstanding loan balance is including the interest and additional fees including attorney’s fees. If there are no bids higher than the opening bid, the property is purchased by the lender via the lender’s attorney. This makes the property known as “Real Estate Owned.”
Problems With Buying Foreclosures
One thing to be aware of when you’re considering buying a foreclosure is that the amount owed on the property can actually be more than the property itself is worth. Any liens excluding property taxes are typically voided at the time of purchase of a foreclosure, which is a slight bonus to a buyer.
The other issue with buying a foreclosed property is that you need quite a bit of cash up front in order to purchase the property. This is why buying a foreclosure may not be for everyone.
While no one wants to face losing their own property to foreclosure, getting a foreclosure notice isn’t the end of the road for homeowners. You’ll still have a few chances to make things right. If you’re looking to buy a foreclosed property, you really need to understand the ins and outs of what you’re getting yourself into before you make a bid.
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If you recently sold your house, you will need to move quickly to pack up your belongings and relocate to a new address. In addition, you probably will want to clean your house as much as possible prior to a homebuyer's final walk-through.
Fortunately, there are many quick, easy ways to clean a home before you move, including:
1. Straighten Up Your Home While You Pack
Home cleaning can be a long, arduous process, particularly for those who wait until the last minute to perform various home cleaning tasks. If you clean up after yourself while you prepare for your upcoming move, you can avoid the stress of completing extensive home cleaning right before moving day.
Wiping down home countertops, walls and ceilings usually is a great idea. By doing so, you can keep these spots clean while you plan for your move.
Also, don't forget to empty the attic and basement and remove dirt, dust and debris from these areas. This will ensure you can clean these areas once and for all before moving day arrives.
2. Remove All Clutter from Your Home
There is no reason to let clutter slow you down as you prepare for an upcoming move. Instead, clear out clutter immediately, and you can clean your home and reduce the number of items that you'll need to move to your new address.
Today, there are several ways to get rid of clutter. In many instances, you can sell excess items as part of a yard sale or online. Or, you can always donate these items to local charities or give them to friends or family members.
Regardless of what you decide to do with clutter, it is essential to remove clutter from your house as soon as you can. That way, you can cut down on clutter and increase the likelihood of a quick, seamless moving day experience.
3. Hire a Cleaning Company
Cleaning a home from top to bottom can be a lot of work. Plus, if you're already allocating significant amounts of time to packing for an upcoming move, you may lack the necessary time and energy to improve your house's interior and exterior.
Many home cleaning companies are available in cities and towns nationwide. These businesses employ friendly, highly trained professionals who are happy to help you clean your residence prior to moving day.
If you plan to hire a home cleaning company, don't wait to contact this business. Because the longer you wait to book a home cleaning company, the more likely it becomes that this business won't be able to accommodate your cleaning needs before you move.
Lastly, if you need help finding a cleaning company in your area, you can always consult with a real estate agent. This housing market professional can help you sell a home, as well as connect you with first-rate cleaning companies in any area, at any time.
Use the aforementioned tips, and you should have no trouble cleaning your house in the days leading up to your move.